Payment policy

At Modern Chic Clothes, we are committed to providing a secure and seamless payment experience. This Payment Policy outlines the payment methods we accept, the processing of transactions, and related information.

1. Accepted Payment Methods

We accept the following payment methods:

• Credit Cards: Visa, MasterCard, American Express, Discover
• Debit Cards: Debit cards with major credit card logos
• PayPal: For secure online payments
• Other Payment Methods: We may accept additional payment methods as indicated on our website.

2. Payment Processing

• Order Confirmation: After placing an order, you will receive an email confirmation with details of your purchase. Your payment will be processed upon order placement.
• Authorization: We may authorize your payment method to ensure sufficient funds are available before finalizing your order. This may result in a temporary hold on your account.
• Charges: You will be charged the total amount of your order, including applicable taxes and shipping fees, at the time of purchase.

3. Billing Information

• Accuracy: You are responsible for providing accurate and complete billing information. Ensure that your payment details match the information provided to your bank or payment provider.
• Security: We use industry-standard encryption to protect your payment information. However, no method of transmission over the Internet or electronic storage is 100% secure.

4. Payment Issues

• Declined Transactions: If your payment method is declined, you will be notified, and your order will not be processed until payment is successfully completed.
• Refunds: Refunds will be issued to the original payment method. For information on returns and refunds, please refer to our Returns & Refunds policy.

5. Currency and Taxes

• Currency: All transactions are processed in U.S. dollars (USD).
• Taxes: Sales tax will be applied to orders based on your shipping address and applicable state or local tax laws.

6. Contact Us

If you have any questions or concerns regarding our payment policy, please contact us at:

Email: [email protected]

Thank you for shopping with Modern Chic Clothes!